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When must public liability insurance be purchased in relation to the application submission to D.O.P.L.?

  1. After

  2. Before

  3. Both A and B

  4. None of the above

The correct answer is: Before

Public liability insurance must be purchased before submitting the application to the Division of Occupational and Professional Licensing (D.O.P.L.) in Utah. This requirement is in place to ensure that all contractors carry insurance that protects against claims for bodily injury and property damage that may arise from their work. Obtaining this insurance beforehand demonstrates a commitment to professional standards and regulatory compliance, as it provides a safeguard for both the contractor and the public. By ensuring that this coverage is in place prior to application submission, the D.O.P.L. can better assess the applicant's preparedness to operate responsibly within the industry. This requirement helps to mitigate risks associated with construction activities, promoting safety and accountability among licensed contractors.